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Gujarat Housing Board 2026 Flats and Subsidy Scheme

Updated on : 07 January, 2026

By Hexadecimal Software Team

Image Source: google.com

Overview

Gujarat Housing Board Scheme 2026 is a state government housing initiative offering affordable flats to EWS, LIG, MIG, and HIG applicants. The scheme focuses on quality construction, prime locations, transparent allotment, and subsidy benefits to make home ownership accessible across Gujarat.

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Types of Flats EWS, LIG, MIG, and HIG

Flat Category	Description
EWS (Economically Weaker Section)	Affordable small-size flats for low-income families
LIG (Low Income Group)	Budget-friendly flats with basic amenities
MIG (Middle Income Group)	Moderate-sized flats suitable for salaried professionals
HIG (High Income Group)	Spacious premium flats with enhanced facilities

Subsidy Benefits and Government Support

Support Type	Details
PMAY Interest Subsidy	Eligible applicants can avail interest subsidy on home loans under Pradhan Mantri Awas Yojana
State Government Subsidy	Additional financial support provided by Gujarat Government for eligible categories
Lower Home Loan Interest	Reduced effective interest rates for EWS and LIG applicants
Affordable Pricing	Flats offered at subsidized and government-regulated prices
Transparent Allotment	Fair and lottery-based allotment system monitored by authorities
Construction Quality Assurance	Projects follow government-approved standards and regulations

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Eligibility Criteria and Income Limits

Category	Annual Income Limit	Eligibility Criteria
EWS (Economically Weaker Section)	Up to ₹3,00,000	Applicant must be a Gujarat resident and should not own a pucca house
LIG (Low Income Group)	₹3,00,001 – ₹6,00,000	Eligible salaried or self-employed applicants meeting income norms
MIG (Middle Income Group)	₹6,00,001 – ₹12,00,000	Applicants with stable income and valid income proof
HIG (High Income Group)	Above ₹12,00,000	Applicants eligible without subsidy benefits

Application Process and Important Dates

Step / Date	Details
Registration Start	Apply online via GHB portal
Document Upload	ID, income, residence proof
Fee Payment	Pay online through net banking/UPI
Last Date	Check official GHB announcement
Lottery	Allotment date announced online

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Allotment Method and Lottery System

Method	Description
Lottery System	Random draw ensures fair allotment for all applicants
Category-wise Quota	Separate allotment for EWS, LIG, MIG, and HIG categories
Transparent Process	Results published on official GHB portal
Reservation Benefits	Women, SC/ST, and differently-abled get reserved slots
Possession Allotment	Successful applicants notified for payment and possession

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Project Locations and Connectivity

Project / Location	Connectivity & Details
Ahmedabad	Well-connected via roads, metro, and public transport; nearby schools and hospitals
Surat	Easily accessible from city center; close to commercial hubs and marketplaces
Vadodara	Good road and bus connectivity; near educational institutions and parks
Rajkot	Connected through highways and local transport; close to shopping areas
Gandhinagar	Prime location near government offices with excellent road connectivity

Image Source: Google

Greater Noida Expressway: Fast-Track to Development read here

Why Choose Gujarat Housing Board Housing

Reason	Description
Affordable Pricing	Flats offered at subsidized and government-regulated prices
Quality Construction	Projects follow approved standards and government oversight
Prime Locations	Located in well-connected areas across Gujarat
Transparent Allotment	Fair lottery system for all eligible applicants
Government Support	Subsidies and financial assistance for eligible categories

Image Source: Google

Benefits of Gujarat Housing Board Scheme

Benefit	Description
Affordable Housing	Flats available at subsidized rates for all income groups
Government Subsidy	Financial assistance under PMAY and state schemes
Quality Construction	Built with approved standards and durable materials
Transparent Allotment	Lottery-based system ensures fair distribution
Prime Locations	Projects situated in well-connected and developing areas

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FAQs

Que: Who can apply for Gujarat Housing Board 2026 Scheme?
Ans: Residents of Gujarat meeting the income and category criteria (EWS, LIG, MIG, HIG) can apply.

Que: How can I apply?
Ans: Applications are submitted online via the official Gujarat Housing Board portal.

Que: Is there a subsidy available?
Ans: Yes, eligible applicants can avail interest subsidies under PMAY and state government support.

Que: How are flats allotted?
Ans: Flats are allotted through a transparent lottery system based on category quotas.

Que: When will I get possession of the flat?
Ans: Possession is given after allotment, payment completion, and as per project timelines announced by GHB.