What is LIC Housing Finance Ltd (LIC HFL)?

LIC Housing Finance Ltd is one of India's leading housing finance companies, offering loans for the purchase, construction, and renovation of homes. With a strong digital platform, it enables borrowers to access their home loan accounts through a secure customer login portal.

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Benefits of the LIC HFL Customer Portal

• ✅ View outstanding loan balance
• ✅ Check EMI schedule and loan amortization
• ✅ Download interest certificates for tax purposes
• ✅ Make EMI and part payments online
• ✅ Track application status for new loan seekers

Who Can Use the LIC HFL Login Portal?

The LIC HFL customer login portal is available to:

• Registered home loan borrowers
• Co-applicants and guarantors
• Property buyers tracking disbursal
• Users accessing loan application status

How to Register on LIC HFL Customer Portal

LIC HFL Login: Step-by-Step Process

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How to Reset LIC HFL Login Credentials

Forgot your password or User ID? Follow these steps:

• ✅ Click on ‘Forgot Password’ on the login page
• ✅ Enter User ID and registered mobile/email
• ✅ Receive OTP and set a new password
• ✅ For forgotten User ID, retrieve via registered email

Services Available After Login

LIC HFL Mobile App Access

LIC Housing Finance offers a mobile app named LIC HFL VyOM for easier account management on smartphones.

Features of LIC HFL VyOM App

• Track loan status
• Make EMI payments
• Access statements
• Apply for top-up loan

📱 Download: Android | iOS

How to Download Loan Statements

You can download the following from the customer dashboard:

• Loan amortization schedule
• Annual interest statement
• EMI receipts
• No Objection Certificate (NOC)

How to Make EMI Payments Online

• ✅ Login to the portal
• ✅ Go to Pay Online section
• ✅ Choose EMI payment or part-prepayment
• ✅ Pay via net banking, debit card, UPI, or wallet

💡 Pro Tip: Setup Auto Debit from your bank to avoid missed payments.

Common Issues And Troubleshooting

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LIC HFL Customer Care and Support

Need help? Contact customer support:

• 📞 Toll-Free: 1800 208 2265
• ✉️ Email: lichousing@lichousing.com
• 🕒 Timing: Mon–Sat, 9:30 AM to 6:00 PM

Or visit your nearest LIC HFL branch.

FAQs

Q: Is LIC HFL login available 24/7?
A: Yes, the portal and mobile app are accessible round-the-clock.

Q: Can I change my EMI date online?
A: No, you must request this via your LIC HFL branch.

Q: What to do if I lose access to my registered mobile?
A: Visit your branch with valid ID and update contact info.

Q: How do I check loan eligibility?
A: Use the eligibility calculator on the LIC HFL website or contact support.

Q: Are there charges for part-payment?
A: No prepayment charges for floating-rate home loans by individuals.