/ Stamp Duty and Registration Charges Pune 2025

Sell/Rent your Property?

Want to Sell/Rent your Property?

Make List for free and connect with buyers and tenants nationwide.

Post Property

Buy/Rent Property

Search Property

Looking for Property?

Choose from thousands of selections within few clicks.

Search Property

Stamp Duty and Registration Charges Pune 2025

Updated on : 03 November, 2025

By Hexadecimal Software Team

Image Source: google.com

Looking to Buy Property in Pune? click to download app available on

Introduction

Stamp duty and registration charges are essential costs when buying property in Pune. In 2025, understanding the latest rates, rebates, and registration process helps buyers plan finances better and ensures a smooth property ownership experience.

Image Source: Google

What is Stamp Duty and Registration Charges

Zone	Key Localities in Pune
Central Pune	Areas like Shivajinagar, Deccan, Camp, and Sadashiv Peth are among the city’s oldest zones, where stamp duty and registration charges are typically higher due to premium property values.
East Pune	Kharadi, Viman Nagar, Wadgaon Sheri, and Mundhwa are IT and residential hubs where stamp duty rates remain moderate compared to central areas.
West Pune	Kothrud, Bavdhan, and Warje are well-developed suburbs with balanced property costs and standard government stamp duty charges.
North Pune	Aundh, Baner, Balewadi, and Wakad are fast-growing areas with mid-range property prices and similar registration fees as the rest of Pune.
South Pune	Kondhwa, Undri, NIBM Road, and Bibwewadi offer affordable housing, where stamp duty and registration costs are calculated based on market value.
Pimpri-Chinchwad	Hinjewadi, Wakad, Ravet, and Moshi form Pune’s industrial and IT corridor, with standard stamp duty and registration charges applicable as per Maharashtra government rates.

Current Stamp Duty Rates in Pune 2025

Category	Details
Male Buyer	In Pune, male property buyers are required to pay a stamp duty of 6% of the property value, which includes 5% stamp duty and 1% local body tax as per Maharashtra government norms.
Female Buyer	Women buyers enjoy a concession, paying only 5% total (4% stamp duty + 1% local body tax), encouraging female property ownership in Maharashtra.
Joint Ownership (Male + Female)	If the property is jointly registered under male and female names, the lower rate of 5% is applicable, offering financial benefits for joint buyers.
Rural Areas	In rural regions around Pune district, stamp duty may slightly vary based on local jurisdiction, but typically remains in the range of 4% to 5%.
Registration Charges	For all property transactions, the registration charge remains fixed at 1% of the property value, capped at ₹30,000 for most residential deals.

PROMOTION

PG Chahiye? Hostel Chahiye? HexaHome Se Sab Milega!

Explore & Find the Best Pg/Hostel

Registration Charges in Pune 2025

Locality Zone	Details
Central Pune	Areas like Shivajinagar, Camp, and Deccan have premium property values, and buyers pay a registration charge of 1% of the property’s market value or agreement value, whichever is higher.
East Pune	Localities such as Kharadi, Viman Nagar, and Wadgaon Sheri see strong demand from IT professionals, with registration charges fixed at 1% of the property price, capped at ₹30,000 for residential properties.
West Pune	In Kothrud, Bavdhan, and Karve Nagar, residential projects and resale flats attract the same 1% registration fee, which applies uniformly across urban Pune zones.
North Pune	Aundh, Baner, and Wakad—major residential and commercial hubs—also follow the 1% registration rate, ensuring uniformity across the city for urban properties.
South Pune	In areas like Kondhwa, NIBM, and Undri, where affordable housing is popular, the registration charge remains 1% of the property value, providing cost predictability for homebuyers.

Stamp Duty Calculation Example

Property Type	Calculation Details
Residential Apartment in Kharadi	If a flat in Kharadi is valued at ₹80,00,000, the stamp duty for a male buyer would be 6% (₹4,80,000), and registration charges would be 1% (₹80,000). Total cost = ₹5,60,000 in taxes.
Flat Purchased by a Female Buyer in Baner	For the same property value of ₹80,00,000, a woman buyer pays 5% stamp duty (₹4,00,000) and 1% registration (₹80,000). Total cost = ₹4,80,000, saving ₹80,000 compared to male buyers.
Joint Ownership in Wakad	If the property is jointly owned by a husband and wife, the lower rate of 5% stamp duty applies. For a ₹60,00,000 home, stamp duty = ₹3,00,000 and registration = ₹60,000; total = ₹3,60,000.
Plot Purchase in Hinjewadi	For a plot valued at ₹50,00,000, the buyer pays 6% stamp duty (₹3,00,000) and 1% registration charge (₹50,000), bringing the total transaction cost to ₹3,50,000.
Commercial Property in Shivajinagar	For a commercial space worth ₹1 crore, stamp duty = 6% (₹6,00,000) and registration = 1% (₹1,00,000). Total government charges = ₹7,00,000.

Image Source: Google

Rebates and Concessions for Women Buyers

Category	Details (2025)
Stamp Duty Discount	In Pune, women buyers receive a 1% concession on stamp duty. Instead of the standard 6%, they pay only 5% of the property’s market value, encouraging female homeownership.
Joint Property Purchase	If a property is jointly registered under a husband and wife’s name, the lower stamp duty rate of 5% applies, helping families save significantly on total property costs.
Government Initiatives	The Maharashtra government continues to promote women’s empowerment through reduced stamp duty, easy loan access, and interest rate discounts under various housing schemes.
Eligibility Criteria	To claim the rebate, the property must be registered in the woman’s name (either single or joint) and should not be transferred within one year of purchase.
Long-Term Benefits	Besides saving on initial costs, women buyers gain from higher loan eligibility, lower interest rates from select banks, and enhanced ownership security in family assets.

PROMOTION

Roommates Wanted? HexaHome Pe Post Karo Abhi!

List your profile now for free

Online Payment and Registration Process

Step	Details
Step 1: Visit the Official Portal	Go to the Maharashtra Department of Registration and Stamps website (https://igrmaharashtra.gov.in) to begin the online property registration process.
Step 2: Fill in Property Details	Enter essential information such as property location, buyer and seller details, market value, and consideration amount accurately in the e-filing form.
Step 3: Calculate Stamp Duty	Use the online stamp duty calculator provided on the portal to estimate the exact amount payable based on property type, gender of buyer, and location.
Step 4: Make Online Payment	Pay the calculated stamp duty and registration charges online through Net Banking, Debit/Credit Card, or GRAS (Government Receipt Accounting System).
Step 5: Book Appointment & Register	Once payment is done, book an appointment at the nearest Sub-Registrar Office in Pune for biometric verification and digital document registration.

Image Source: Google

Pune International Airport, Lohegaon | Maharashtra | India read here

Government Policies and Recent Updates

Policy/Initiative	Impact on Stamp Duty & Property Market
Digital Property Registration	The Maharashtra government has expanded e-registration facilities across Pune, allowing buyers to complete stamp duty payments and document submissions online, reducing in-person visits to registrar offices.
Women Buyer Incentive Policy	Continuing the 1% rebate for women buyers, this policy promotes gender-inclusive property ownership and supports affordable housing initiatives in Pune and nearby areas.
Affordable Housing Push	Under PMAY (Pradhan Mantri Awas Yojana) and state housing schemes, developers offering low-cost homes benefit from reduced duties, helping first-time buyers save on registration costs.
Smart City & Infrastructure Projects	Projects like Pune Metro Phase 2, Ring Road, and Riverfront Development are enhancing connectivity, indirectly increasing property demand and market value across key zones.
Online Transparency Measures	Recent updates to the IGR Maharashtra portal have introduced digital verification of property details, ensuring transparency and minimizing stamp duty evasion or fraud.

Image Source: Google

Important Documents Required

Document Type	Details & Purpose
Sale Deed	The most crucial legal document that serves as proof of ownership transfer from the seller to the buyer; it must be registered with the Sub-Registrar Office in Pune.
Property Card / 7/12 Extract	Issued by the Maharashtra Land Records Department, this document verifies land ownership history and confirms there are no disputes or encumbrances.
Encumbrance Certificate	Ensures that the property is free from any legal dues, loans, or claims — a vital document for both resale and new property purchases.
Identity Proof & PAN Card	Required for both buyer and seller to validate identity and comply with tax reporting regulations during registration.
Latest Property Tax Receipt	Proof that all municipal taxes have been paid up to date, ensuring there are no pending dues on the property before registration.
Agreement to Sale	A pre-registration contract between buyer and seller outlining agreed terms, price, and obligations — mandatory for stamp duty calculation.

Buying Property in Hinjewadi or Kharadi? Download the App for Verified Pune Real Estate Listings!

FAQs

Que: What are the current stamp duty rates in Pune 2025?
Ans: In 2025, male buyers pay 6% (5% stamp duty + 1% local body tax), while women buyers pay 5% total on property value.

Que: What are the registration charges for property in Pune?
Ans: The registration charge is 1% of the property’s market value or agreement value, capped at ₹30,000 for residential properties.

Que: Do women buyers get any rebate on stamp duty in Pune?
Ans: Yes, women buyers receive a 1% concession on stamp duty, paying only 5% instead of the standard 6%, as part of state government incentives.

Que: Can I pay stamp duty and registration charges online in Pune?
Ans: Yes, payments can be made through the official IGR Maharashtra portal using Net Banking, Debit/Credit Cards, or the GRAS system.

Que: What documents are required for property registration in Pune?
Ans: You need the Sale Deed, 7/12 Extract, Encumbrance Certificate, PAN card, ID proof, and the latest property tax receipt for registration.